Evaluating deferred income annuities

The National Underwrite recently wrote about how to evaluate deferred income annuities.  The author, Ed McCarthy, CFP, spoke with Burlington, Iowa-based Thrive Income www.thriveincome.com CEO Curtis Cloke, CLTC, LUTCF, RICP about what he’s seeing in the DIA market. Cloke, who’s also a MDRT member, started using these annuities in 1999 and frequently speaks to industry groups about their planning applications.

Here are some of the key product trends he’s monitoring:

  • payout options.
  • COLAs.
  • Commutation options.

via Evaluating deferred income annuities | LifeHealthPro.

Posted by Lewis J. Saret, Co-General Editor, Wealth Strategies Journal.