For divorced, widowed, and remarried Americans,  estate planning is more difficult. In such situations extra caution is needed to ensure your assets are distributed to a current spouse and not an ex, or that your children and stepchildren are treated according to your wishes.

Because free online services are not sophisticated enough to deal with the complexities of blended family estate planning, we  suggest working with a lawyer to formalize and structure your plans.

To get started, here are some helpful questions.

Posted by Theodore H. Waggner, Esq., Associate Editor, Wealth Strategies Journal