By Julius H. Giarmarco, Esq. The Federal Deposit Insurance Corporation (FDIC) insures bank accounts against a bank failure. The FDIC limits are per bank - not per account. Generally, accounts are insured for $100,000 per depositor for each...
Continue reading "New FDIC Insurance Rules for Living Trust Bank Accounts"
By Peter J. EliasLegal News Alert: Real Estate Tax Strategies Due to the current state of the credit and bond markets, many investors are being presented with opportunities to acquire debt obligations from lenders at significant discounts. These opportunities...
Continue reading "Key Tax Issues for Private Equity Investments in Distressed Debt: Buyer Beware"
By Steven B. Nesmith Esq., partner and member of Holland and Knight's Financial Recovery National TARP team.Administration Believes the Housing Plan Could Help Up to Nine Million PeopleThe Obama administration recently announced a new plan to make it easier for...
Edward A. Moses, Ph.D., J. Clay Singleton, Ph.D., Stewart A. Marshall III, Esq.Authors' Note: Modern Portfolio Theory has become a customary tool used by investment professionals and, as such, constitutes an industry standard that investment decision makers cannot ignore. This...
Continue reading "Using a Portfolio's Required Return to Develop an Appropriate Risk Level"
Patrick J. Collins, Ph.D., CFAInvestors withdrawing money from their portfolios are often concerned about the "probability of ruin," where ruin is defined as the depletion of the portfolio prior to either a fixed date, or prior to a random date...
Michael Zhuang Review of "The Value Premium and the CAPM" by Fama and French It is common wisdom that higher risks equal higher rewards. Indeed in the world of finance and investment, "higher risks equal higher rewards"...
Michael D. Cohn Atlantis Asset Management Synopsis In order to manage risk, merely diversifying into investments and asset classes defined as non-correlated is not sufficient as an asset protection strategy. For investors and fiduciaries seeking to add...
Never Spend Principal? Alice S. Paik and Edward K. Dunn, III Brown Investment Advisory and Trust Company, Washington, D.C. Never spend principal. Perhaps no other precept of investing has been passed from generation to generation so solemnly, and...
Henry K. Hebeler www.analyzenow.com No one can predict the future, but you can't tell that from most planning forecasts. We don't know how long we are going to live, what surprise events will develop, nor what is...
Kenneth R. Solow By training and by inclination, financial planners typically construct portfolios under the illusion of certainty. The most popular investment strategy for professional investors, strategic asset allocation ("SAA"), assumes that financial markets are efficient and...
Continue reading "Decision Making Under Conditions of Uncertainty"
